Being in the minority, the GOP wasn't expected to outraise the Democrats this election cycle. So it's no surprise that the NRCC is going for the whole shebang and taking out a $20 million loan to make sure that targeted races have enough cash to make that all important final push for victory over the next 9 days :

The National Republican Congressional Committee will receive a $20 million line of credit as it seeks to expand the electoral playing field and seize the majority, POLITICO has learned.

An NRCC official confirmed the line of credit, which the committee secured from Wachovia. The committee only plans to spend $12 million of the new funds and will keep the rest in reserve."This puts us in an even stronger financial position to remain on offense in the final days and remind voters of the costs of the Democrats' job-killing agenda," said the official.

The House GOP campaign arm has said it plans to spend $50 million to air TV ads across 65 districts.

POLITICO reported late Thursday that the Democratic Congressional Campaign Committee had secured a $17 million line of credit as it seeks to protect its embattled majority. The DCCC's line of credit was included in its pre-general election reporting period filing, which specified that the committee had $25 million cash on hand. The DCCC has planned a $57 million TV ad campaign.

The GOP's problem will be properly identifying those races where the cash will make a difference - made easier by a wealth of targets. The Dems have a much tougher job; they must triage their candidate's chances and make some very tough choices - many involving incumbents - regarding who survives and who doesn't.